Is Termite Treatment Covered by Insurance in Eastern and Central Virginia?
Unfortunately, insurance companies almost never cover the costs associated with termite treatments or termite prevention in Virginia.
For the most part, homeowners’ insurance policies provide you protection against property damage. However, it almost never covers damage that is considered to be accidental or preventable. Most companies consider termites to be preventable. While insurance doesn’t cover termite treatment, you can take other measures to protect your property from termite problems.
Why is Termite Treatment Not Covered by Insurance?
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Termite Treatment Costs for Homes in Virginia
If you are planning to buy or sell a home in Virginia that has a history of termites that has a history of termites, you may be wondering who is responsible for the costs of treatment. The following outlines how the process typically works:
- In almost every state in the county, the seller of the home must pay for termite inspections.
- If past or present termite activity is found, the seller is usually also responsible for covering treatment either up-front or in closing costs.
- The property buyer is most often responsible for anything considered to be termite prevention for the future.
What Are Termite Bonds?
Is Termite Treatment Covered By Insurance in Central and Eastern Virginia? in Virginia
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